When it comes to selecting the right insurance coverage, the choice of agency can make all the difference. At Andres O’Neil & Lowe Insurance Agency, we believe in the immense value of working with an independent insurance agency. Unlike captive agencies, which represent a single insurance company, independent agencies offer a breadth of options and personalized service that can greatly benefit clients. Here’s why choosing an independent agency like Andres O’Neil & Lowe can be your best decision.
1. A Variety of Options
Independent agencies have partnerships with multiple insurance carriers. This allows us to provide a wide range of policies tailored to fit your specific needs. Whether you’re looking for personal insurance, commercial insurance, life insurance, or employee benefits, we can compare offerings from various providers to find the best coverage at the most competitive rates. We can be your one stop shop. Captive agencies, on the other hand, are limited to the products offered by their single company, which can restrict your options and may not always result in the best fit for your needs.
2. Personalized Service
At Andres O’Neil & Lowe, we pride ourselves on building lasting relationships with our clients. As an independent agency, we take the time to understand your unique circumstances and insurance requirements. This personalized approach ensures that you receive coverage that is specifically tailored to your needs. Captive agents might be more focused on meeting sales targets for their company, which can sometimes overshadow the importance of individualized client care.
3. Advocacy and Support
When you work with an independent agency, you gain an advocate who works on your behalf. If you need to file a claim, our team at Andres O’Neil & Lowe will guide you through the process and advocate for you to ensure a fair and prompt resolution. Captive agents are employees of the insurance company, which can sometimes create a conflict of interest when it comes to claims handling.
4. Flexibility and Long-Term Relationships
As your life changes, so do your insurance needs. At Andres O’Neil & Lowe, we have the flexibility to adjust your coverage as needed, switching providers if a better option becomes available. This long-term relationship ensures that you are always adequately protected, regardless of changes in your personal or business circumstances. Captive agencies, bound to one company, may not offer the same level of adaptability.
Conclusion
Choosing the right insurance agency is crucial for securing the best possible coverage and service. By opting for an independent agency like Andres O’Neil & Lowe, you benefit from a variety of options, personalized service, dedicated advocacy, local expertise, and long-term flexibility. Our commitment to our clients goes beyond just providing insurance – we strive to build lasting relationships and offer peace of mind through comprehensive, customized insurance solutions.
If you’re ready to experience the benefits of working with an independent agency, contact Andres O’Neil & Lowe Insurance Agency today. If you have questions or need assistance, feel free to contact us. You can call us at 800-636-0983, email us at , or visit one of our offices in Archbold, Wauseon, Bryan or Hicksville, Ohio. Let us help you find the perfect insurance solutions tailored to your needs.
