Andres O'Neil & Lowe Insurance Agency provides comprehensive insurance solutions.
We are your trusted independent insurance agency.
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Your family, your business, and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.
95+
years in business
15+
carrier partners
30+
states served
Our Principle
Our founder Earl Andres said it in 1923, and we remain faithful to the principle “service—to our customers, the community, and each other.”
Our Belief
When it comes to community, our philosophy is simple—when a community is strong, everyone benefits. We believe in strengthening the communities we serve through philanthropy, employment opportunities, and helping other local businesses succeed.
Our Commitment
From our offices in Archbold, OH, Bryan, OH, Wauseon, OH, and Hicksville, OH, we are committed to delivering the highest level of customer service to our clients across the United States.
Serving Clients From Four Locations
For over 95 years, clients have trusted us to provide exceptional service, protection, and peace of mind. From handling claims with efficiency and compassion to proactive pricing strategies, we are committed to making a difference for you.
Get Started Today
As an independent agency, we are here to help you find the right coverage.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
Personalized insurance solutions.
Friendly, knowledgeable service.
Building trusted relationships.
Choice
Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.
Expertise
Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.
Service
Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.
Insurance Solutions We Specialize In
We specialize in a variety of coverage options to meet your unique insurance needs.
Request an Insurance Quote
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Go over your options with an agent.
- Get the coverage you need.