At Andres O’Neil & Lowe, being local isn’t just part of our story—it is our story.
We’ve grown over the years—adding new team members, expanding services, and embracing the latest tools to serve you better. But one thing hasn’t changed: our commitment to the people and places we call home.
Whether you’re a familiar face from Bryan, Archbold, Hicksville, or Wauseon, or you’re just getting to know us from somewhere else in Northwest Ohio or Northeast Indiana, we want you to know—we’re still your neighbors, and we’re always here for you.
We’re Not Just in the Community. We’re Part of It.
Our roots are here. And so are our hearts.
We sponsor local events not because it’s good for business, but because we believe in investing where we live. You’ll find our team coaching little league, volunteering at local fundraisers, and supporting small businesses—because we are those people too.
When you call us, you’re not talking to a call center. You’re speaking with someone who might sit behind you at a football game or grab coffee at the same spot you do. That’s the difference hometown service makes.
Modern Insurance Backed by Real Relationships
Yes, we use the latest technology to make your insurance easier—like digital policy access, quick quotes, and convenient e-signatures—but we never let it replace the personal relationships we’ve built over decades.
At Andres O’Neil & Lowe, we believe the best insurance starts with a conversation. We’ll take the time to get to know you, understand what matters to you, and help you protect it with care and clarity. We’re proud to deliver big-agency expertise with a small-town touch.
So, whether you’re starting a business, buying a home, raising a family, or preparing for the future, you can count on us to walk alongside you—with guidance you can trust.
Growing to Serve You Better—Without Losing What Makes Us “Us”
Growth doesn’t mean leaving our roots behind. It means extending them.
We’re proud to serve not only our four main communities—Bryan, Archbold, Hicksville, and Wauseon—but also the greater Northwest Ohio region, including Defiance, Northeast Indiana, and beyond. As our reach grows, so does our ability to help more families, farms, and businesses protect what matters most.
No matter where life takes you, you’ll always have a hometown agency just a phone call—or a quick drive—away.
Ready to Work with a Team That Truly Knows You?
If you’re looking for more than just a policy, we’d love to get to know you.
Stop by one of our local offices. Give us a call. Or reach out online—wherever you are, we’ll meet you. At Andres O’Neil & Lowe, we’re proud to deliver local insurance with real relationships, smart solutions, and the kind of service that never goes out of style.
Let’s talk about what matters to you. Start a conversation with your hometown team today.
