We’re excited to share some exciting news — Andres O’Neil & Lowe is growing.
Beginning January 1, 2026, Kannel Insurance of Montpelier, Ohio will join Andres O’Neil & Lowe. This transition allows us to expand our presence in Northwest Ohio while continuing the local, relationship-based service for which both agencies are known.
Above all, this change is focused on supporting clients — maintaining trusted relationships while strengthening the resources available to serve them.
Why Andres O’Neil & Lowe and Kannel Insurance Are Joining Forces
Kannel Insurance has been proudly serving the Montpelier community since 1958. For more than 65 years, the Kannel family has earned trust through personalized service, integrity, and a genuine commitment to clients.
Those same values guide everything we do at Andres O’Neil & Lowe.
By welcoming Kannel Insurance into our agency, we’re strengthening what already works. This partnership brings together deep local knowledge and relationships with a broader network of carriers, tools, and support — helping ensure clients continue to receive thoughtful, responsive service both now and in the future.
Chris Kannel and Angela Fritsch will continue working directly with clients from the Montpelier office, providing the familiar guidance and personal attention clients have always relied on.
What This Means for Our Clients
This transition brings added benefits while keeping the client experience consistent and familiar. It is designed to be thoughtful, supportive, and client-focused.
Here’s what clients can expect:
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The same trusted advisors
Chris Kannel and Angela Fritsch will continue serving clients locally. -
Continued service from the Montpelier office
The office will remain in its current location and continue serving the local community. -
Expanded resources and carrier access
Clients may benefit from a broader array of insurance solutions and carrier relationships available through Andres O’Neil & Lowe. -
Dedicated claims support
Our in-house claims team provides advocacy and guidance when it matters most. -
Responsive, personal service
Both agencies share a commitment to timely communication and being accessible when clients need help.
In short, clients will gain more support behind the scenes—without losing the relationships they trust.
For a small number of clients, certain insurance carriers may no longer be available. Those clients are being contacted directly by their advisor to discuss next steps and ensure continued, appropriate coverage.
A Shared Commitment to Our Communities
Both Kannel Insurance and Andres O’Neil & Lowe are deeply rooted in communities we serve. That commitment will not change with this transition.
You’ll continue to see our teams supporting local events, partnering with community organizations, and staying actively involved in the areas we serve. Being present in our communities isn’t just part of our business — it’s part of who we are.
A Thought from Our Leadership
Caring for clients has always been the top priority for Chris Kannel and the Kannel Insurance team — and that will continue.
By joining Andres O’Neil & Lowe, the team gains access to additional resources and support while maintaining the personal service clients value. At the same time, we’re proud to welcome a team that shares our commitment to integrity, responsiveness, and community involvement.
Together, we’re better positioned to support our clients and communities for years to come.
Frequently Asked Questions
Will my agent change?
No. Chris Kannel and Angela Fritsch will continue serving clients from the Montpelier office.
Will my insurance stay the same?
Many clients will see little to no change. In some cases, updates may be needed due to carrier availability. If your coverage is affected, your advisor will contact you directly to review options and next steps.
Will the Kannel Insurance name remain?
Beginning January 1, 2026, the Montpelier office will operate as part of Andres O’Neil & Lowe. While the name will transition, the people and relationships you trust remain the same.
Will the Montpelier office stay open?
Yes. The office will remain in its current location. Beginning January 2, 2026, office hours will align with Andres O’Neil & Lowe’s standard schedule which is Monday through Thursday 8:30 a.m. to 4:30 p.m. and Friday 8:30 a.m. to 3:00 p.m.
Who should I contact with questions?
You can continue contacting the Montpelier office or reach out to the Andres O’Neil & Lowe team at any time.
Looking Ahead — Together
We’re proud to welcome Kannel Insurance into the Andres O’Neil & Lowe family and look forward to continuing to serve the Montpelier community with care, responsiveness, and a strong local presence — now supported by a broader team and additional resources.
If you have questions or would like to review your coverage, we invite you to learn more about Andres O’Neil & Lowe online, give us a call at 419-636-5050, or stop by to chat in any of our offices in Bryan, Archbold, Wauseon, Hicksville, Defiance, and now Montpelier at 301 West Main Street. We’re always happy to help.
For additional details, you may also read the full press release announcing Kannel Insurance joining Andres O’Neil & Lowe.
